Wednesday, August 5, 2009

Health Care Reform, my point of view

I think the most vital thing that needs to be done with our health care system before we turn over the payment system to the federal gov. is to ask and get answers as to why it is so much more expensive than other countries per person.
I think the top two reasons in my opinion are (and not in any order of importance)a
1. Tort reform, we live in a country that if you don't like the way your dry cleaner pressed your pants you can sue them for $2,000,000.00 if you spill hot coffee on your lap because you are a clutz you can sue the company you bought it from.
Doctors are forced to do tests on patients as defensive medicine and do extra CYA paperwork.
Some changes need to be made here.
2. The consumer is so far removed from the payment process and feels little or no responsibility for containing costs or getting the best value for his dollar. Most health insurance plans today if you did a comparison to the benefits to your auto insurance would be like having auto insurance that covered your tire ware, oil changes and any other mechanical problems that occurred.
I don't think this is realistic but if companies were not involved in providing group policies for their employees and people, individuals/families purchased it on their own and it would have some positive effects on the overall cost of health care.
The free market system works until the government over regulates it and that may be a third issue that should be looked at.
For those who want a universal (federally controlled) health care system, could you point out one well run federal government plan? (other than our military) The federal gov. already has programs which are in the process of leading our great nation into financial ruin now. Social Security, Medicare/Medicaid how in any logical thought process does giving an institution that's proven over and over they can't manage money our entire health care system?

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